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Category Archives: Uncategorized

How Your Credit Score Is Calculated

Credit card companies, auto dealerships, mortgage bankers and other lenders use credit scores to determine the risk of loaning money to a borrower, how much they will loan, and the interest rate they’ll charge. Most lenders use FICO scores, which range from 300 to 850, to gauge creditworthiness. The higher your score, the more credit-worthy […]

Posted bySabrina MapesDecember 12, 2023December 3, 2023Posted inUncategorized

How to Get a Mortgage Pre-Approval

Find out what getting pre-approved for a mortgage means, if you should get pre-approved while house shopping, and how you can get pre-approved. When you start to get serious about buying a home, a mortgage pre-approval is an important first step. Getting pre-approved for a mortgage lets you know how much money you can borrow, the range […]

Posted bySabrina MapesDecember 5, 2023December 3, 2023Posted inUncategorized

Can I Buy a House With Student Loan Debt?

Loan officers break down what you need to know about student debt and owning a home. Student loans are undoubtedly a daunting financial obstacle, so it’s only natural to feel like they’re holding you back from owning a home. But buying a house with student loan debt is possible. Whether or not you should get […]

Posted bySabrina MapesNovember 28, 2023November 28, 2023Posted inUncategorized

7 Retro Design Trends That Will Make Your Home Cozy

Add warmth and comfort to your home with these design ideas from past decades. With the arrival of the cooler months, it’s natural to start thinking about how you can make your home more cozy and inviting. Now is the perfect time to make little (or big) changes that will infuse your home with an […]

Posted bySabrina MapesNovember 21, 2023November 19, 2023Posted inUncategorized

5 US Cities Where Home Values Are Up — And 5 Where They’re Down

A boost in new listings nationally, along with price cuts, favors buyers. The local picture, however, is a mixed bag. What’s going on this fall in the housing market? It depends on where you look. Nationally, home values saw a “marked cooldown” from July to August, according to Zillow® Senior Economist Jeff Tucker, with prices […]

Posted bySabrina MapesNovember 14, 2023November 12, 2023Posted inUncategorized

8 Psychological Traps in Home Buying and How to Avoid Them

Our brains can sometimes trick us into a buying a home that doesn’t fit our needs. Following these tips could help minimize buyer’s remorse. If you’ve ever made an impulse purchase, you know what it feels like to have your brain seize up and focus only on the shiny thing in front of you that […]

Posted bySabrina MapesNovember 7, 2023November 5, 2023Posted inUncategorized

6 Financing Tips For First-Time Home Buyers

Buying a home for the first time? Use this guide to help ensure a smoother and less stressful experience. For many first-time home buyers, the financing process can seem intimidating. But it doesn’t have to be. Here are six things to remember as you embark on this process.  1. Make sure you understand the full […]

Posted bySabrina MapesOctober 29, 2023October 29, 2023Posted inUncategorized

Everything You Need to Know About Buying a Haunted House

Haunted houses are labeled as “stigmatized properties,” but they can be highly sought-after. Marianne Bornhoft was locking up after an open house showing when she heard a faint cry: “Help me!” Following the cries downstairs to the basement, the veteran real estate agent ended up in front of what appeared to be a concealed door. […]

Posted bySabrina MapesOctober 25, 2023October 25, 2023Posted inUncategorized

7 Ways to Compete In a Sellers Market

Mortgage hacks and strategies that agents say can help make home buying more affordable — and help close the deal. Buying a home is a team sport, and that’s especially true when buyers are facing the kinds of affordability challenges they are now. Volatile interest rates and tough competition for a limited supply of homes […]

Posted bySabrina MapesOctober 17, 2023October 17, 2023Posted inUncategorized

9 Mistakes to Avoid When Selling Your Home

Learn how to avoid these nine home-selling mistakes. Selling your home is no easy process, in terms of both the actual logistics and the emotional connection you often have to your home. After all, according to the Zillow Group Consumer Housing Trends Report 2021, the average seller reported living in their homes for about 14 years […]

Posted bySabrina MapesOctober 11, 2023October 11, 2023Posted inUncategorized

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